Focused Solutions
Part of our value to you is our capability to deliver significant resources with focused solutions based on your company’s needs.We offer comprehensive services for a variety of defined contribution plans, including 401(k) Plans, Employee Stock Ownership Plans (ESOPs), Profit Sharing or Stock Bonus Plans, 403(b) Plans, and Simplified Employee Pension Plans (SEPs).
Through our years of experience working with corporate retirement plans, we have acquired a broad-based knowledge of pricing and plan providers across multiple platforms.This enables us to offer a comprehensive suite of services and allows us to guide you in making smart, objective decisions in a wide range of areas, including:
- Participant-level recordkeeping/accounting
- Employee and employer reports
- Tracking investment allocations/changes and contribution changes
- Services that enhance plan efficiency, productivity, understanding and value
- State-of-the-art technology
- Web-based participant investment tools
- Web-based employer tools
- Materials describing plan design and investing
- Enrollment kits
- Payroll stuffers, posters, memos
- Newsletters
- Plan document
- Summary plan description
- Annual 5500 and pertinent schedules
- ERISA Plan audit (if applicable)
- Discrimination testing
- All available investment offerings including cash, income, hybrid and equity investments
- Open architecture
- Hard dollar fees (that are a specific amount) – paid by the employer or employees, including participant recordkeeping, compliance, loan administration, hardship and distribution fees
- Soft dollar fees (that are a specific percentage) – generally paid by employees for investment management expenses and to subsidize some or all of the administrative fees
