Financial Strategists

No two clients are alike. That is why NJL&C develops customized financial and estate plans for individuals, professionals and business owners. We help our clients identify their financial goals, explore alternatives, recommend strategies and products and implement solutions.

At NJL&C, we apply various disciplines with one goal in mind -- to enhance our clients' wealth and security. Our team of experts includes financial advisors, attorneys and accountants. Our clients range from individual professionals to small business owners and executives of large corporations. Many of the area's most prestigious law firms and accounting firms entrust their own and their clients' financial planning to NJL&C's professionals.

Whether you want to grow and preserve your estate, ensure the continuation of your business or create an employee benefit program to attract and hold executive talent, the professionals at NJL&C can help. Our specialists deliver leading edge solutions that may protect against lost assets and income. Additionally, our association with prestigious property and casualty/risk management firms enables us to provide value-added services to our clients.

	Life Cycle Planning
	Generating Financial Statements
	Charitable Trusts
	Fundamental Estate Questions

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Important Consumer Information

New Jersey Life & Casualty offers securities through ValMark Securities, Inc.,an FINRA registered broker-dealer. While ValMark Securities, Inc. is registered to sell securities products in all 50 United States and the District of Columbia, representatives of NJL&C are only registered to sell securities products in CA, CT, FL, HI, MD, NJ, NY, PA, SC and VT.

Certain representatives of NJ&C are also licensed to sell insurance products in AL, AZ, CA, CO, CT, DE, FL, GA, ID, IL, IN, ME, MD, MA, MI, MO, MT, NJ, NY, NC, OH, PA, RI, SC, TN, TX, VT, VA, DC.

NJL&C also offers investment advisory services through ValMark Advisers, Inc., an SEC Registered Investment Adviser, Through its affiliation with ValMark Advisers, Inc., certain representatives of NJL&C are registered to provide investment advisory services in NJ.

The information included herein should not be considered a solicitation or an offer to sell products or services in any state besides those in which representatives of NJL&C are properly registered/licensed.